Premium Insurance Caps

Premium Insurance Caps® contain vitamin D3 (cholecalciferol) sourced from lanolin, a natural substance derived from sheep's wool. While lanolin is harvested without harming the animal, it is an animal-derived ingredient and therefore does not meet vegan standards.

Lanolin-derived vitamin D3 is recognized as one of the most effective and bioavailable forms of vitamin D, commonly used in high-quality dietary supplements. Hammer Nutrition selected this form of vitamin D3 due to its effectiveness at raising blood levels of vitamin D, as well as its proven efficacy in supporting healthy bones, immune function, and overall wellness.* (Note: The asterisk refers to the standard FDA statement).

If you follow a vegan lifestyle, please review our other products or consult your healthcare professional to determine which supplements best meet your dietary preferences.

We currently do not produce an actual collagen supplement, but there are a number of nutrients that are involved in the production of collagen:

1) Vitamin C (Endurance C) is vital in the production of collagen, and without this vitamin the body can’t form collagen. Research shows that "the presence of Vitamin C directly triggers DNA to regulate and maintain the intercellular amount of collagen." [1]

2) Zinc and Copper (Premium Insurance Caps) are both cofactors in the production of collagen.

3) The amino acids Lysine, Glycine, and Proline are all necessary for collagen production. On a gram-per-gram basis, Whey Protein has higher amounts of these three amino acids, though Organic Vegan Protein is not far behind.

4) The Type II Collagen in Tissue Rejuvenator is a protein that is made from chains of amino acids, including glycine and proline, both of which are mentioned in #3. The Horsetail Leaf in Vegan Tissue Rejuvenator is a plant source of the trace mineral silica, which aids in collagen production.

REFERENCE: https://www.sciencedirect.com/science/article/pii/B9780815515845500144

The Vitamin B2 (riboflavin) in Premium Insurance Caps is the reason for the bright yellow color change in urine. Among its many functions, riboflavin helps co-enzymes break down carbohydrates, protein, and fats. As the flavins in riboflavin are utilized in the body to metabolize carbs, fats and protein they pass along flavin rings which have a neon yellow color. That’s why urine is a brighter yellow color after taking Premium Insurance Caps and especially after consuming carbs, protein, and fats, It is NOT "peeing out all your vitamins" or “creating expensive urine” as some would lead you to believe. When you see your urine turning yellow it just means that the flavins in riboflavin are doing their job in metabolizing carbs, protein, and fat. This effect from riboflavin is completely normal and harmless.

Q: Why is vitamin B5 not included in the Premium Insurance Caps? Is B5 not a necessary part of B-Complex?

A: Vitamin B5 is pantothenic acid, and on labels of multivitamin/mineral supplements, oftentimes the latter is the one that is used. Every 7-capsule dose of Premium Insurance Caps contains 100 mg of pantothenic acid/vitamin B5.

Yes, every Hammer Nutrition supplement is 3rd party tested in compliance with the FDA’s regulations, 21 CFR Part 111 – Dietary Supplements. All the raw materials for each supplement we produce are tested for purity, strength, identity, and integrity. In addition to raw material testing, every Hammer Nutrition supplement is also tested in every stage of production—blending, encapsulation / powder-filling, packaging components and finished goods—before being released for distribution.

Unlike previous incarnations of Premium Insurance Caps, you may notice that the most updated formula has a strong, medicinal-like to an almost fish-like odor. So where exactly is that smell coming from?

Part of it is due to the B vitamins, which have a naturally strong, medicinal-like smell (open a bottle of a "stress formula" product, which is basically a combination of all of the B vitamins and some vitamin C, and you'll most likely notice a similar smell). Our manufacturer confirmed this while adding that one of the substances in the product, Betaine Hydrochloride (Betaine HCL), also has a naturally strong odor, one that can very much be described as "fish-like". Betaine HCL is included in the Premium Insurance Caps formula to aid in the absorption of protein and certain vitamins and minerals such as vitamin B12 and calcium. Again, the medicinal-to-fish-like smell that comes from this particular nutrient—as well as the B vitamins—is completely natural and normal.

Q: Why are nutrients that used to be measured in International Units (IU) now measured in milligrams or micrograms, and what is the difference between these two measurements?

A: International Units (IU) was historically used to measure vitamin A, beta-carotene, vitamin D, and vitamin E. However, the United States Food and Drug Administration (FDA) required that supplement facts labels change IU to metric units, which is why you now see milligrams (mg) or micrograms (mcg).

It’s important to know that even though there is a new standard of measurement, the amounts of the nutrients have not changed in any of the affected Hammer Nutrition products.

Beta-Carotene – 1 IU = 0.6 mcg beta-carotene
Example: 7-capsule dose of Premium Insurance Caps contains 7,500 IU of beta-carotene, now expressed as 1800 mcg of beta-carotene.

Vitamin E – 1 IU = 0.67 mg vitamin E (d-alpha tocopherol)
Example: 3-capsule dose of Race Caps Supreme contains 400 IU of vitamin E, now expressed as 268 mg.

Vitamin D – 1 IU = 0.025 mcg
Example: 1 softgel of EnDuro D contains 2,000 IU of vitamin D, now expressed as 50 mcg.

This product has a shelf life of up to 2 to 3 years from the date of manufacture (MFG) when unopened and properly stored.

For Philippine settings, once opened, exposure to air, heat, and moisture may accelerate ingredient degradation. Capsule discoloration or powder clumping may occur due to humidity.

For optimal freshness and effectiveness, best used within 6 months after opening. For heat-sensitive products, best used within 3 to 6 months after opening.

Refrigeration is strongly recommended. For heat-sensitive products such as Premium Insurance Caps, Race Caps Supreme, Mito Caps, Energy Surge, Fully Charged, and Clear Day, refrigeration helps maintain potency and stability.

Product can be taken directly from refrigeration. Open briefly and keep container tightly closed to limit moisture exposure.

Do not remove the desiccant. Ensure hands and fingers are dry before handling.

Store in a cool, dry place, away from humidity, direct sunlight, and heat. Avoid leaving products in cars or enclosed bags for extended periods.

For race day use, normal heat exposure is acceptable. These guidelines apply to long-term storage and daily use.

Yes. Every Hammer Nutrition product we sell comes straight from Hammer Nutrition USA, based in Whitefish, Montana. We are Hammer Nutrition Philippines, the official distributor of Hammer Nutrition in the Philippines, and we import directly from Hammer Nutrition USA. You can buy from us here on hammernutrition.ph, from our official Lazada and Shopee stores, or from the authorised dealers listed on our Dealer Locator.

It depends on the batch we have in stock. Right now most of our stock has at least a year left, and many items have 2 to 4 years, with expiry dates running up to 2031. Hammer Nutrition supplements also show a manufacture (MFG) date on the label. If you need a specific expiry date, message us by email at sales@hammernutrition.ph or on Viber before you order and we will check it for you. We update this FAQ as new stock arrives.